Continuous condition and compliance monitoring on your mortgaged portfolio.
Continuous, verifiable condition and compliance monitoring on your mortgaged portfolio — without sending a surveyor.
You know the property at origination. You don't know it after.
You know the property at origination. You don't know it after. Has it been maintained? Has compliance been kept current? Has the proprietor changed? Has a second charge been registered? Periodic re-verification is expensive and slow.
Title attestation, Health Score deltas, and exception-based alerts
Tradelynx is the verified-trades platform that records every job. Properties carry a HomeLynx with verified condition, compliance, and (via HMLR integration) title attestation. Set alert thresholds on the properties in your book and let Tradelynx surface exceptions rather than running periodic batch reviews.
Why Tradelynx
Common use cases
- Post-origination condition monitoring across the loan life
- Buy-to-let compliance monitoring (GSC, EICR, EPC)
- HMO licence and compliance monitoring
- Title re-attestation on selected book segments
- Bridging and short-term lending portfolio monitoring
- Arrears and pre-repossession property condition assessment
- Pre-completion verification on higher-risk loans
Pricing
Enterprise pricing is scoped to your book shape, integration depth, and pilot scope — so we don't publish standard tiers. Email us and we'll send pricing alongside a walkthrough.
Frequently asked questions
What is the HMLR integration?+
Tradelynx integrates with HM Land Registry's Business Gateway for Official Copy of Register lookups — confirming proprietor and registered charges. Currently sandboxed pending production sign-up; per-lookup statutory fee applies via Variable Direct Debit when live.
What is the Property Health Score?+
A composite score combining verified maintenance events, current compliance certificate status, energy performance, and condition signals. Methodology is disclosed. Deltas over time are the lender-facing signal: which properties in your book are getting better, which are getting worse.
How do alert thresholds work?+
You define rules in plain language ("notify me if any property in this segment has its EPC fall below D", "flag if a new charge is added against a property over £X loan balance"). Tradelynx evaluates the rules against the book on its own cadence and surfaces exceptions — you don't run batch jobs.
What about properties with no HomeLynx?+
Coverage is being built one verified job at a time across the southern UK first. For properties in your book without a HomeLynx record, the signal is absent rather than misleading — you keep your current periodic review workflow until coverage reaches them.
Is there a pilot available?+
Yes — pilots are by conversation, scoped to your book size, the lending segment you want to monitor, and the integration depth. Email enterprise@tradelynx.co.uk.
Ready to start a pilot conversation?
Pilots are scoped to your shape — book size, integration depth, the question you want answered first.
Book a pilot conversationTradelynx is the verified-trades platform that records every job — building HomeLynx, the property record that compounds value for everyone who cares about the home.