You know the property at origination. You don't know it after.
Where it bites today
The register EPC against MEES, the flood band, and the history the owner shares
What you get that you do not have now
EPC and MEES position
The current band, checked against the official EPC register where the address matches; F and G flagged against the band E minimum; the 2030 band C proposal shown as a consultation, not law.
Indicative flood band
The Environment Agency rivers-and-sea band, indicative and area-based, official checker linked.
Consented history
The work history shared by the owner, with the evidence grade on every entry, every read recorded.
What mortgage lenders use it for
- Post-origination EPC position against MEES across the loan life
- Buy-to-let: F and G ratings flagged against the band E minimum
- Flood band across the properties in your book
- A property's consented work history, as a page and a PDF
- Dated property attestations, downloadable as a PDF
Published line by line, not as tiers
Each organisation-side price switches on line by line, only once there is enough real data behind it. Where every line stands today is published in the enterprise pricing section. Email us to talk through a pilot for your book.
Talk to us about pricingFrequently asked questions
What is the HMLR integration?+
Tradelynx integrates with HM Land Registry's Business Gateway for Official Copy of Register lookups. Confirming proprietor and registered charges. Currently sandboxed pending production sign-up; per-lookup statutory fee applies via Variable Direct Debit when live.
How is the EPC position worked out?+
The current band comes from the official EPC register where the address matches, and is labelled as recorded where it does not. F and G are flagged against the band E minimum for private lets, which is law in England and Wales. The proposed band C minimum for 2030 is a government consultation, so it is shown as exposure to a consultation, not as law.
Is any of this a lending decision?+
No. It is evidence for the person making the decision, never the sole basis for one.
What about properties with no HomeLynx?+
The EPC position and the flood band come from public registers, so they do not need one. The work history does: where an owner has no HomeLynx, or has not agreed to share it, the history is absent rather than guessed.
Is there a pilot available?+
Yes. Pilots are by conversation, scoped to your book size, the lending segment you want to monitor, and the integration depth. Email enterprise@tradelynx.co.uk.