Everything Tradelynx does / Insurers
What Tradelynx does for insurers
Consented maintenance evidence at underwriting and claim time, with provenance on every line and nothing un-consented visible by construction.
What does Tradelynx do for an insurer?
An insurer gets consented maintenance evidence at underwriting and claim time: a score-free underwriting profile of verified servicing cadence and water-damage mentions, a claims-evidence lookup, a loss-prevention worklist, claim-ready inventory packs, and a Property Intelligence API. Nothing un-consented is visible by construction, and nothing is the sole basis of a decision.
By Mike Fellows, Founder, Tradelynx · IT and service management backgroundPublished 12 September 2026Last reviewed 12 September 2026
1. What you can do
- Underwriting profile. Verified servicing cadence per trade and counted mentions of leaks and escape of water, aggregated only over consent-admitted history, with provenance on every line.
- Claims-evidence lookup. The same consented history framed around claim-time questions: heating serviced, prior water damage, recent wiring, each with provenance.
All 12 capabilities
12 of 12
| Capability | What it does | Evidence | Cost | Where | What it does not do |
|---|---|---|---|---|---|
| Open-data property reports | The South Coast Property Report and the monthly Local Property Health Index: register figures beside the platform's verified-maintenance rates, every figure with its method. | Register, Derived | Free | Web | Platform cells publish only above a privacy threshold; the licensed feed is a priced line. |
| Invite an owner to claim their Passport | Generate a claim-invite link for a property and hand it to your customer; you see pending or claimed, and seeing their record still needs their consent. | Platform-verified | Workspace, agreed per organisation | Web, Enterprise app | Tradelynx never contacts the owner; every request and fulfilment is logged. |
| Consented property history | The verified history an owner has consented to share, with the grade on every entry, as a page and a PDF; every read passes one gate and a database-level consent floor. | Platform-verified | Workspace, agreed per organisation | Web | An un-consented row cannot be returned; the owner's own view is the only ungated one. |
| Property Intelligence API and webhooks | Scoped API keys, public documentation with the method behind the risk products, webhooks with retry, and a licensed feed of the Property Health Index. | Platform-verified, Register | Property Intelligence API, per request | Web | The price per request and the monthly minimum charge only when priced, activated and above the coverage threshold; until then the API is free and the documentation says so. |
| Property Health Index feed | The monthly per-town index as a licensed feed. | Register, Derived | Property Health Index feed licence | Web | Cells publish only above the privacy threshold. |
| Team, roles and security | Invite your team with roles, require a second factor for the workspace, and reveal key-safe codes only through an audited two-step. | Platform-verified | Workspace, agreed per organisation | Web, Enterprise app | Second factor is mandatory for workspaces; key-safe reveals require re-authentication and are logged. |
| Underwriting profile | Verified servicing cadence per trade and counted mentions of leaks and escape of water, aggregated only over consent-admitted history, with provenance on every line. | Platform-verified | Workspace, agreed per organisation | Web | Score-free by specification; never the sole basis of a decision; consent denied means no profile. |
| Claims-evidence lookup | The same consented history framed around claim-time questions: heating serviced, prior water damage, recent wiring, each with provenance. | Platform-verified | Workspace, agreed per organisation | Web | Evidence for a human handler, explicitly not an automated decision. |
| Loss-prevention worklist | One ranked list of nudges across every connected, consented property, with a forwardable CSV. | Derived | Workspace, agreed per organisation | Web | Consent checked per property; the unconsented are counted as withheld; every read is logged. |
| Claim-ready inventory pack | An owner sends their inventory snapshot to a connected insurer; you list and download it as a PDF. | User-entered | Claim-ready inventory pack (insurer) | Web | The insurer pays, never the owner; free until the line is priced, activated and above its item threshold. |
| Live flood band | The Environment Agency's rivers-and-sea band from a postcode-only lookup, attributed and labelled indicative, with the official checker linked. | Register | Workspace, agreed per organisation | Web | Surface-water, coastal and subsidence are not claimed. |
| Counterparty checks | Companies House and FCA register checks on the organisation, by public reference number only. | Register | Free | Web | Reference lookups; no personal data is sent. |
2. What it costs
The Property Intelligence API and the claim-ready inventory pack are priced lines that charge only when priced, activated and above their data threshold; connection and the underwriting profile carry no published price today.
- Property Intelligence API, per request: free during the pilot; charging is not switched on yet.
- Property Health Index feed licence: free during the pilot; charging is not switched on yet.
- Claim-ready inventory pack (insurer): not yet priced; free during the pilot.
Every price on this page is resolved from the one pricing source at the moment the page is served; a line charges only when it is priced, activated and above its data threshold, and until then it says so.
3. Where the data comes from
- Register (5 capabilities). Read from an official register (the EPC register, HM Land Registry Price Paid, the Environment Agency, Historic England, Companies House, the FCA register) and shown as the register's own, with its reference.
- Platform-verified (6 capabilities). Recorded by the platform as it happened: a job completed and confirmed through Tradelynx, a payment it processed, an identity or credential it checked, a consent it logged.
- User-entered (1 capability). Entered by the person it belongs to and shown as their declaration; graded Unconfirmed until evidenced, and excluded from third-party reports until then.
- Derived (3 capabilities). Computed from the records above by a stated method (a score, a forecast, a due date); labelled indicative, never a quote or a verdict.
4. What it does not do
- The underwriting profile is evidence for a human underwriter, never the sole basis of a decision, and is built only from consent-admitted history.
- Unverified work is excluded from risk calculations rather than counted as if verified.
- An insurer cannot see an un-consented row: the floor is in the database, not only the page.
- Surface-water, coastal and subsidence risk are not claimed; the flood band is the Environment Agency's rivers-and-sea band, indicative and area-based.
Other audiences: Homeowners · Tenants and residents · Tradespeople · Housing associations · Letting agents · Estate agents · Facilities management · Landlords · Mortgage lenders